/* =============================================
   MUTUAL FUNDS PAGE STYLES
   ============================================= */

/* ---- INTRO ---- */
.mf-intro-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 50px;
    align-items: center;
}

.mf-intro-content h2 {
    font-size: 2.2rem;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 16px;
    line-height: 1.3;
}

.mf-intro-content h2 span { color: var(--secondary); }

.mf-intro-content p {
    font-size: 0.95rem;
    color: var(--gray-500);
    line-height: 1.8;
    margin-bottom: 14px;
}

.mf-intro-visual img {
    width: 100%;
    height: 380px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    box-shadow: 0 16px 40px rgba(26,58,92,0.1);
}

/* ---- CATEGORY SECTIONS ---- */
.mf-category-section { padding: 80px 0; }

.mf-cat-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 50px;
    align-items: center;
}

.mf-cat-grid.mf-cat-reverse {
    grid-template-columns: 1.1fr 0.9fr;
}

.mf-cat-grid.mf-cat-reverse .mf-cat-image {
    order: 2;
}

.mf-cat-grid.mf-cat-reverse .mf-cat-content {
    order: 1;
}

.mf-cat-image img {
    width: 100%;
    height: 340px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    box-shadow: 0 12px 30px rgba(0,0,0,0.08);
    transition: transform 0.4s ease;
}

.mf-cat-image img:hover {
    transform: scale(1.02);
}

.mf-cat-icon {
    width: 55px; height: 55px;
    background: linear-gradient(135deg, rgba(232,122,46,0.1), rgba(232,122,46,0.04));
    border-radius: var(--radius-sm);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 16px;
    font-size: 1.3rem;
    color: var(--secondary);
}

.mf-cat-content h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 10px;
}

/* Risk Badges */
.risk-badge {
    display: inline-block;
    padding: 4px 14px;
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 600;
    margin-bottom: 14px;
}

.risk-high { background: #fee2e2; color: #dc2626; }
.risk-moderate-high { background: #fef3c7; color: #d97706; }
.risk-moderate { background: #dbeafe; color: #2563eb; }
.risk-low { background: #d1fae5; color: #059669; }

.mf-cat-content > p {
    font-size: 0.92rem;
    color: var(--gray-500);
    line-height: 1.8;
    margin-bottom: 16px;
}

.mf-benefits {
    list-style: none;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px;
    margin-bottom: 18px;
}

.mf-benefits li {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 0.85rem;
    color: var(--gray-600);
}

.mf-benefits li i {
    color: var(--green);
    font-size: 0.75rem;
    margin-top: 3px;
}

.mf-meta-row {
    display: flex;
    gap: 25px;
    margin-bottom: 20px;
    padding: 14px 0;
    border-top: 1px solid var(--gray-100);
    border-bottom: 1px solid var(--gray-100);
}

.mf-meta strong {
    display: block;
    font-size: 0.78rem;
    color: var(--gray-400);
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 2px;
}

.mf-meta span {
    font-size: 0.88rem;
    color: var(--primary);
    font-weight: 600;
}

/* ---- BOTTOM CTA ---- */
.mf-bottom-cta {
    background: linear-gradient(160deg, #f0f7ff 0%, #fff8f0 50%, #f0f7ff 100%);
}

.mf-cta-card {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    border-radius: var(--radius-xl);
    padding: 60px 50px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.mf-cta-card::before {
    content: '';
    position: absolute;
    top: -50%; right: -30%;
    width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(232,122,46,0.1) 0%, transparent 60%);
    border-radius: 50%;
}

.mf-cta-card::after {
    content: '';
    position: absolute;
    bottom: -40%; left: -20%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(37,99,235,0.06) 0%, transparent 60%);
    border-radius: 50%;
}

.mf-cta-content { position: relative; z-index: 2; }

.mf-cta-content h2 {
    font-size: 2rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 14px;
}

.mf-cta-content > p {
    font-size: 1rem;
    color: rgba(255,255,255,0.75);
    line-height: 1.7;
    max-width: 650px;
    margin: 0 auto 28px;
}

.mf-cta-buttons {
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 22px;
}

.mf-cta-trust {
    display: flex;
    justify-content: center;
    gap: 20px;
    flex-wrap: wrap;
}

.mf-cta-trust span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.8rem;
    color: rgba(255,255,255,0.6);
    font-weight: 500;
}

.mf-cta-trust span i { color: var(--green); }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
    .mf-intro-grid { grid-template-columns: 1fr; gap: 35px; }
    .mf-cat-grid,
    .mf-cat-grid.mf-cat-reverse { grid-template-columns: 1fr; }
    .mf-cat-grid.mf-cat-reverse .mf-cat-image,
    .mf-cat-grid.mf-cat-reverse .mf-cat-content { order: unset; }
}

@media (max-width: 768px) {
    .mf-intro-content h2 { font-size: 1.7rem; }
    .mf-intro-visual img { height: 260px; }
    .mf-cat-image img { height: 240px; }
    .mf-cat-content h3 { font-size: 1.3rem; }
    .mf-benefits { grid-template-columns: 1fr; }
    .mf-meta-row { flex-direction: column; gap: 12px; }
    .mf-cta-card { padding: 40px 25px; }
    .mf-cta-content h2 { font-size: 1.5rem; }
    .mf-cta-buttons { flex-direction: column; align-items: center; }
    .mf-cta-buttons .btn { width: 100%; }
}

/* ---- FINANCIAL PLANNING ---- */
.fp-intro-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}
.fp-intro-card{background:var(--white);border-radius:var(--radius);padding:22px 20px;box-shadow:0 4px 16px rgba(0,0,0,.05);border:1px solid var(--gray-100);display:flex;align-items:flex-start;gap:12px;transition:var(--transition)}
.fp-intro-card:hover{transform:translateY(-4px);box-shadow:0 10px 30px rgba(26,58,92,.08)}
.fp-intro-card i{width:40px;height:40px;min-width:40px;background:linear-gradient(135deg,var(--secondary),var(--secondary-light));border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--white);font-size:.9rem}
.fp-intro-card h5{font-size:.9rem;color:var(--primary);margin-bottom:3px}
.fp-intro-card p{font-size:.8rem;color:var(--gray-500);line-height:1.5;margin:0}
.fp-rec{margin:16px 0;padding:14px 18px;background:var(--gray-50);border-radius:var(--radius-sm);border-left:3px solid var(--secondary)}
.fp-rec strong{display:block;font-size:.78rem;color:var(--gray-400);text-transform:uppercase;letter-spacing:.3px;margin-bottom:6px}
.fp-rec span{font-size:.85rem;color:var(--primary);font-weight:500}
.fp-process{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;margin-top:40px}
.fp-step{text-align:center;position:relative}
.fp-step-num{width:50px;height:50px;margin:0 auto 12px;background:linear-gradient(135deg,var(--primary),var(--primary-light));border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--white);font-weight:700;font-size:1.1rem;box-shadow:0 4px 12px rgba(26,58,92,.2);position:relative;z-index:2}
.fp-step h5{font-size:.8rem;color:var(--primary);font-weight:600}
.fp-step::after{content:'';position:absolute;top:25px;left:calc(50% + 25px);width:calc(100% - 50px);height:2px;background:var(--gray-200)}
.fp-step:last-child::after{display:none}
.fp-why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.fp-why-card{background:var(--white);border-radius:var(--radius-lg);padding:28px 22px;text-align:center;box-shadow:0 4px 16px rgba(0,0,0,.04);border:1px solid var(--gray-100);transition:all .4s ease}
.fp-why-card:hover{transform:translateY(-6px);box-shadow:0 12px 30px rgba(26,58,92,.08);border-color:rgba(232,122,46,.12)}
.fp-why-icon{width:58px;height:58px;background:linear-gradient(135deg,rgba(26,58,92,.07),rgba(232,122,46,.04));border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:1.3rem;color:var(--primary);transition:all .4s ease}
.fp-why-card:hover .fp-why-icon{background:linear-gradient(135deg,var(--secondary),var(--secondary-light));color:var(--white);transform:scale(1.1)}
.fp-why-card h5{font-size:.92rem;color:var(--primary);margin-bottom:6px}
.fp-why-card p{font-size:.82rem;color:var(--gray-500);line-height:1.6}
@media(max-width:1024px){.fp-intro-cards{grid-template-columns:1fr 1fr}.fp-process{grid-template-columns:repeat(3,1fr)}.fp-why-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:768px){.fp-intro-cards{grid-template-columns:1fr}.fp-process{grid-template-columns:repeat(2,1fr)}.fp-why-grid{grid-template-columns:1fr}.fp-step::after{display:none}}